The operation of local authority home improvement/reconstruction loans is a matter for each local authority. Local authority loans are available to owner-occupiers towards the cost of necessary works to improve, repair, extend or reconstruct their existing houses. The loan criteria and related information is available on local authority websites and the Citizen’s Information website:
http://www.citizensinformation.ie/en/housing/housing_grants_and_schemes/local_authority_home_improvement_loans.html.
The maximum loan amount is €38,000 (or €50,000 on offshore islands) where the loan is secured against the property, or €15,000 in other cases. I have no plans to alter the scheme at this time.