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Motor Insurance

Dáil Éireann Debate, Tuesday - 31 May 2016

Tuesday, 31 May 2016

Questions (254, 255)

Thomas P. Broughan

Question:

254. Deputy Thomas P. Broughan asked the Minister for Finance the number of insurance policyholders who have secured motor insurance policies through the declined cases agreement in 2013, 2014 and 2015; and if he will make a statement on the matter. [13419/16]

View answer

Thomas P. Broughan

Question:

255. Deputy Thomas P. Broughan asked the Minister for Finance to provide details on the membership of the declined cases agreement committee; and if he will make a statement on the matter. [13420/16]

View answer

Written answers

I propose to take Questions Nos. 254 and 255 together.

Insurance Ireland, which represents the insurance industry in Ireland, operates a Declined Cases Agreement, which all motor insurers in Ireland are required to sign up to as part of their authorisation requirements.

I have been informed by Insurance Ireland that the agreement is administered by a Committee made up of representatives of each of the companies who have signed the agreement. The Committee also includes a representative of the Consumers' Association of Ireland and the Financial Services Ombudsman's Bureau as external observers. 

Insurance Ireland has informed me that number of cases for 2015 is not yet available but, the number appears to be marginally higher than 2014.  The following table sets out the number of cases dealt with under the Declined Cases Agreement in the previous three years.

Year

Number of cases

2012

178

2013

308

2014

669

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