I propose to take Questions Nos. 254 and 255 together.
Insurance Ireland, which represents the insurance industry in Ireland, operates a Declined Cases Agreement, which all motor insurers in Ireland are required to sign up to as part of their authorisation requirements.
I have been informed by Insurance Ireland that the agreement is administered by a Committee made up of representatives of each of the companies who have signed the agreement. The Committee also includes a representative of the Consumers' Association of Ireland and the Financial Services Ombudsman's Bureau as external observers.
Insurance Ireland has informed me that number of cases for 2015 is not yet available but, the number appears to be marginally higher than 2014. The following table sets out the number of cases dealt with under the Declined Cases Agreement in the previous three years.
Year
|
Number of cases
|
2012
|
178
|
2013
|
308
|
2014
|
669
|