I have received the following comments on the deputy's question.
AIB does not categorise loans to former directors separately. The bank does not differentiate between former directors and other customers in terms of customer treatment. While acknowledging that no two loans are the same, a consistent approach is applied to all customers, including former directors, in line with AIB's current policies and procedures.
Similarly, any former Director who has a loan with PTSB is treated in the same manner as all customers with outstanding loans. All dealings with customers are confidential. The fact that a customer may have previously been a director of the bank does not influence the manner of treatment in relation to outstanding loans if any.
As required by regulation, loans to current Directors are disclosed in the Annual Report of each institution.