I propose to take Questions Nos. 189 and 190 together.
In 2015 AIB reported a Profit Before Tax of €1,914 million.
Net Interest Income was €1,927 million, Other Income (which would include fees) was €696 million while total costs were €1,296 million. The bank also reported a credit provision write-back of €923 million in 2015.
Gross Loans to Customers at year-end 2015 amounted to €70,163 million and the following table shows a breakdown of the type of loans held:
€ million
|
Ireland
|
UK
|
Group & International
|
Total
|
Residential Mortgages
|
34,456
|
2,362
|
-
|
36,818
|
of which: Owner-Occupier
|
28,880
|
2,048
|
-
|
30,928
|
of which: Buy-To-Let
|
5,576
|
314
|
-
|
5,890
|
Other Personal
|
3,156
|
356
|
-
|
3,512
|
Property & Construction
|
8,055
|
3,443
|
34
|
11,532
|
Non-Property Business Lending
|
10,223
|
5,292
|
2,786
|
18,301
|
Total
|
55,890
|
11,453
|
2,820
|
70,163
|
The Deputy will find publicly disclosed financial information for AIB in the institution's annual reports and results presentations. AIB's 'Results Centre' and the documents for 2015 can be found on the company's website here: https://aib.ie/investorrelations/financial-information/results-centre/2015