My Department is aware that there had been an increase in insurance premiums for Community Employment (CE) schemes. The main reasons cited for this is an increase in claims frequency over recent years by such schemes. In the first instance, my Department recommends that schemes seek alternative quotes to ensure they get value for money. In this context, schemes are asked to be especially mindful of their obligations under the Safety, Health and Welfare at Work Act 2005.
The responsibility for insurance for CE schemes rests with the CE sponsoring organisation (the legal employer). The CE Sponsor is responsible for ensuring that all relevant health and safety requirements are adhered to.
Insurance premium costs are reimbursed from the CE materials budget for the scheme. While my Department is not in a position to allocate additional monies to the materials budget in 2017, if there is a scheme experiencing particular difficulties, the sponsor should contact their local DEASP Intreo Centre and the matter will be reviewed on a case-by-case basis.
I hope this clarifies the matter for the Deputy.
