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Central Bank of Ireland Data

Dáil Éireann Debate, Thursday - 26 October 2017

Thursday, 26 October 2017

Questions (70, 71)

Pearse Doherty

Question:

70. Deputy Pearse Doherty asked the Minister for Finance the way in which the non-payment of water charges by a household will be reflected in the central credit register; and if he will make a statement on the matter. [45429/17]

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Pearse Doherty

Question:

71. Deputy Pearse Doherty asked the Minister for Finance the way in which the late payment of utility bills by a household will be reflected in the central credit register; and if he will make a statement on the matter. [45430/17]

View answer

Written answers

I propose to take Questions Nos. 70 and 71 together.

The Central Credit Register is established by the Central Bank under the Credit Reporting Act 2013. Part (e) of the definition of credit as set out in Section 2(1) of the Act excludes from the definition of credit that which is provided ‘in connection with the provision of a utility or other service on a continuing basis’. Accordingly the Central Bank advises that information relating to utility bills or water charges will not be collected by the Central Credit Register.

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