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Home Loan Scheme

Dáil Éireann Debate, Tuesday - 17 April 2018

Tuesday, 17 April 2018

Questions (1618)

Thomas Byrne

Question:

1618. Deputy Thomas Byrne asked the Minister for Housing, Planning and Local Government when a decision on an application by a person (details supplied) under the Rebuilding Ireland home loan scheme will issue. [16600/18]

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Written answers

The Rebuilding Ireland Home Loan is operated directly by local authorities and the final decision on loan approval is a matter for each local authority and its Credit Committee. Decisions on all housing loan applications are made on a case-by-case basis. These decisions must be made in accordance with the statutory credit policy that underpins the scheme in order to ensure consistency of treatment for all applicants.

As such, my Department has no role in the processing of individual applications. Therefore, in this instance, the applicant should contact their local authority directly for an update regarding their application.

Loan applicants who are dissatisfied with a loan application decision of a local authority Credit Committee may appeal that decision to the local authority. Details of the appeals process can be obtained from the relevant local authority.

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