As the Deputy is aware the development of the Affordable Purchase Shared Equity Scheme is a policy initiative which falls under the remit of the Department of Housing, Local Government and Heritage following the allocation of funding as part of Budget 2021. A range of commercial and operational matters pertaining to the scheme are currently being examined by the Department of Housing but have not yet been finalised and therefore it would be premature to comment on such matters.
The Deputy will be further aware that the Central Bank of Ireland has recently outlined to the Joint Committee on Housing, Local Government and Heritage its views in relation to the scheme. I have attached a link to the letter below:
https://www.centralbank.ie/docs/default-source/publications/correspondence/oireachtas-correspondence/submission-to-the-oireachtas-committee-on-housing---general-scheme-of-the-affordable-housing-bill-published-16-march-2021.pdf?sfvrsn=2