Dáil Éireann Debate, Tuesday - 15 June 2021
843. Deputy Pádraig O'Sullivan asked the Minister for Social Protection the number of persons who have availed of Abhaile vouchers, by county; the categories in which the applications were made; and if she will make a statement on the matter. [31549/21]
View answerThe Abhaile Service is the national State-funded mortgage arrears resolution service aimed at helping people who are in serious mortgage arrears. Established in mid-2016, the service is designed to support insolvent mortgage holders and is provided free of charge with the aim of helping them to find workable and sustainable mortgage solutions and keep them, wherever possible, in their own home.
Under Abhaile, mortgage holders who are insolvent and in mortgage arrears on their home, are provided with voucher(s) to access independent expert financial and/or legal advice and assistance, best suited to their individual home mortgage arrears situation. To date, a total of 23,962 vouchers for services have issued, in respect of 12,086 principal private residences. A breakdown of vouchers by category and county, are set out in the tables below. A Section 115A appeal refers to granting the mortgage holder legal aid to request the Courts to consider imposing a personal insolvency arrangement on a creditor who has already rejected the proposal.
Breakdown of Abhaile Vouchers by Category- 2016 to June 2021
|
Voucher type |
Section 115A Appeals |
Financial (FIN) |
Legal (LGL) |
Personal Insolvency Practitioner (PIP) |
Total |
|
No of Vouchers issued |
2,058 |
396 |
4,869 |
16,639 |
23,962 |
Breakdown of Vouchers by Category Per County June 2021
|
County |
115A |
FIN |
LGL |
PIP |
Grand Total |
|
Carlow |
29 |
5 |
110 |
356 |
500 |
|
Cavan |
66 |
10 |
146 |
524 |
746 |
|
Clare |
35 |
2 |
108 |
313 |
458 |
|
Cork |
208 |
11 |
677 |
1586 |
2,482 |
|
Donegal |
47 |
8 |
127 |
330 |
512 |
|
Dublin (total) |
319 |
121 |
777 |
2780 |
3,997 |
|
Galway |
88 |
27 |
343 |
784 |
1,242 |
|
Kerry |
50 |
2 |
55 |
331 |
438 |
|
Kildare |
111 |
51 |
325 |
952 |
1,439 |
|
Kilkenny |
33 |
12 |
98 |
308 |
451 |
|
Laois |
40 |
8 |
78 |
327 |
453 |
|
Leitrim |
10 |
10 |
48 |
123 |
191 |
|
Limerick |
47 |
9 |
101 |
481 |
638 |
|
Longford |
28 |
5 |
99 |
248 |
380 |
|
Louth |
190 |
30 |
428 |
1010 |
1,658 |
|
Mayo |
55 |
9 |
129 |
431 |
624 |
|
Meath |
172 |
28 |
166 |
1580 |
1946 |
|
Monaghan |
62 |
1 |
85 |
335 |
483 |
|
Offaly |
55 |
3 |
142 |
414 |
614 |
|
Roscommon |
38 |
5 |
81 |
252 |
376 |
|
Sligo |
13 |
9 |
50 |
156 |
228 |
|
Tipperary |
88 |
7 |
152 |
581 |
828 |
|
Waterford |
68 |
6 |
122 |
503 |
699 |
|
Westmeath |
73 |
7 |
150 |
578 |
808 |
|
Wexford |
69 |
4 |
168 |
778 |
1,019 |
|
Wicklow |
64 |
6 |
104 |
578 |
752 |
|
Grand Total |
2,058 |
396 |
4,869 |
16,639 |
23,962 |
I hope this clarifies the position for the Deputy.
