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Housing Schemes

Dáil Éireann Debate, Tuesday - 15 February 2022

Tuesday, 15 February 2022

Questions (380)

Thomas Gould

Question:

380. Deputy Thomas Gould asked the Minister for Housing, Local Government and Heritage the overall total payment by each local authority to an organisation (details supplied) in each of the years 2018 to 2021. [8313/22]

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Written answers

The Mortgage to Rent (MTR) scheme was introduced in 2012 for borrowers of commercial lending institutions and is targeted at those households in mortgage arrears who have had their mortgage position deemed unsustainable by their lender under the Mortgage Arrears Resolution Process (MARP), who agree to the voluntary surrender of their home and who have very limited options, if any, to meet their long-term housing needs themselves. In addition, the household must be deemed eligible for social housing support. The borrower surrenders their property to their lender who sells it to a MTR provider which can be either an Approved Housing Body (AHB) or since 2018 a private company, Home for Life Ltd.

In the case of the private MTR provider, they enter into a long-term lease arrangement with the local authority in whose area the property is situated for a defined term at an agreed rent, thereby enabling the borrower to remain living in their own home under a tenancy agreement with the local authority.

The table below outlines the total payment made by the Department to each local authority under the Private Mortgage to Rent scheme in the years 2019, 2020 and 2021. There were no payments made in 2018.

Local Authority

2019

2020

2021

Carlow County Council

€0

€17,226

€127,037

Cavan County Council

€0

€0

€51,121

Clare County Council

€0

€0

€142,225

Cork City Council

€0

€0

€78,095

Cork County Council

€0

€0

€257,040

DLR County Council

€0

€0

€65,478

Donegal County Council

€0

€4,248

€44,693

Dublin City Council

€0

€0

€0

Fingal County Council

€0

€32,209

€295,171

Galway City Council

€0

€0

€13,424

Galway County Council

€0

€17,750

€115,274

Kerry County Council

€0

€0

€66,629

Kildare County Council

€0

€16,213

€412,902

Kilkenny County Council

€0

€0

€91,297

Laois County Council

€0

€0

€179,010

Leitrim County Council

€0

€0

€33,104

Limerick City & County Council

€0

€6,693

€176,542

Longford County Council

€0

€3,433

€18,560

Louth County Council

€0

€14,049

€302,786

Mayo County Council

€0

€0

€81,366

Meath County Council

€0

€19,881

€435,113

Monaghan County Council

€0

€0

€30,537

Offaly County Council

€4,673

€8,220

€113,749

Roscommon County Council

€0

€0

€61,974

Sligo County Council

€0

€4,865

€80,131

South Dublin County Council

€0

€0

€325,518

Tipperary County Council

€0

€0

€184,068

Waterford City & County Council

€0

€30,481

€170,135

Westmeath County Council

€5,285

€22,069

€181,488

Wexford County Council

€0

€0

€237,550

Wicklow County Council

€0

€0

€352,050

Total

€9,958

€197,337

€4,724,067

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