The Rental Accommodation Scheme (RAS) involves a three way contractual relationship between landlord, tenant and the local authority with each party having their own responsibilities.
Accommodation provided under RAS is governed by the terms of the Residential Tenancies Acts (RTA) 2004 to 2021, as amended.
Section 12(1)(c) of the RTA sets out in legislation the requirements for a landlord to maintain a policy of insurance on the property. Please find the relevant legislation at the following link www.irishstatutebook.ie/eli/2004/act/27/section/12/enacted/en/html
A tenant may also decide to insure items that they bring into the building against loss or theft, but there is no requirement to do so.