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Insurance Coverage

Dáil Éireann Debate, Thursday - 2 March 2023

Thursday, 2 March 2023

Questions (188)

Bernard Durkan

Question:

188. Deputy Bernard J. Durkan asked the Minister for Finance the procedure to be followed by a person (details supplied); and if he will make a statement on the matter. [10789/23]

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Written answers

I note that the question relates to an individual seeking to obtain motor insurance. As the Deputy will appreciate, as Minister for Finance, I am unable to comment on individual cases.

In general, it is important to note that under the terms of the Declined Cases Agreement (DCA), which is adhered to by all motor insurers in Ireland, the insurance market will not refuse to provide insurance to an individual seeking motor insurance if he or she has approached at least three insurers and has not been able to obtain cover from them. More information on the DCA can be found on the website of Insurance Ireland: www.insuranceireland.eu/consumer-information/general-non-life-insurance/declined-cases-agreement. The relevant e-mail address is: declined@insuranceireland.eu.

Insurance Ireland also operates an Insurance Information Service for those who have queries, complaints or difficulties in relation to obtaining insurance, which can be accessed at: feedback@insuranceireland.eu. In addition, Brokers Ireland has access to a wide range of providers and products, and can offer advice for customers in sourcing cover. Brokers Ireland can be contacted at: 01-661-3067 or at insurancequeries@brokersireland.ie.

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