Dáil Éireann Debate, Thursday - 22 June 2023
179. Deputy Aindrias Moynihan asked the Minister for Transport if he is aware that people looking to reduce their motor insurance costs by changing their provider are being requested to submit a valid NCT certificate for their vehicles; and if he will make a statement on the matter. [21496/23]
View answerSection 56 of the Road Traffic Act 1961 states that motor insurance is required to drive a mechanically propelled vehicle in a public place. However, the terms and conditions attached to new motor insurance policies are commercial matters for insurance companies and are not within the remit of my department.
In the case of existing policies, Insurance Ireland, the representative body for the insurance sector, has stated that its members will be pragmatic and understanding in their approach to the current delays in the NCT service. Motor insurance cover will continue to be provided where customers, through no fault of their own, are unable to obtain an NCT appointment because of backlogs at test centres. Under the current circumstances, provided motorists make every effort to book appointments in the normal way, insurance companies will recognise that the current issue is not the fault of the customer. Motorists are advised to keep evidence of the booking of their appointment.
