Legislation governing the supplementary welfare allowance scheme provides that a supplement may be paid to a person where his basic social welfare or health board payment is insufficient to meet his needs. Regulations provide, inter alia, that a person may receive such a supplement in respect of the interest portion of his mortgage payment.
Entitlement to a supplement is determined by the health board and the payment is calculated so that, after payment of mortgage interest, the person has an income equal to the rate of supplementary welfare allowance appropriate to his family size, less £5.
A change in the basis for calculation of mortgage supplements to include assistance in respect of the capital element of mortgage repayments would have major financial and other implications and would have to be considered in a budgetary context.