The person concerned is not entitled to either an old age contributory pension or a refund of social insurance contributions under current arrangements.
To qualify for either an old age contributory pension or a retirement pension, a person must have entered social insurance at least 10 years before pension age, must have at least 156 contributions paid and must have a yearly average of not less than 20 relevant contributions (for old age contributory pensions) or 24 contributions (for retirement pension) paid or credited from 1953, or from the date of entry into insurance (whichever is the later) up to the end of the last complete contribution year before reaching pension age.