In the normal course, to receive payment of a social welfare benefit, allowance or pension, a person is required to provide ongoing verification of entitlement, through submission of medical evidence, declaration of unemployment, signature of payment voucher, etc.
In cases where payment is made through post offices, it is restricted to one post office of the beneficiary's choice and the beneficiary is normally known to the staff of that office. The beneficiary is required to attend personally to obtain payment or, where this is not possible due to illness, he-she may provide written authority to a third party to receive payment on his-her behalf. The payment voucher and the written authority, where applicable, are subject to signature verification by the post office official. Paid vouchers are subject to a reconciliation process which selects cases, against previously determined norms, for review in relation to possible abuses.
A proportion of payments are made by direct electronic credit to a bank, building society or post office account in the name of the payee. In these cases, arrangements are in place for the financial institutions concerned to inform the Department as soon as they become aware of a client's death.
The Department carries out over 400,000 reviews each year which include home visits and mail shots to customers. These control mechanisms occasionally detect a client death that had not come to the Department's attention through other mechanisms but this is rare.
In addition to the measures outlined already, discussions are ongoing with the General Register Office (GRO) with a view to obtaining regular information relating to death registrations when that office's records become computerised.
About 20,000 pensioner deaths are notified to the Department each year. The Department is ususally informed quickly by the next-of-kin, and in some cases by the post office concerned. There are after-death pension entitlements available to the spouses of deceased pensioners, as well as death grant and widow(er)'s pension entitlements. The existence of these, and of the controls at the point of payment are effective in preventing abuses. The periodic reviews mentioned also provide safeguards against attempts to circumvent those controls.
The control of abuse is a high priority for my Department and the mechanisms to achieve this are kept under review in the light of experience.