Figures on household debt are taken from the Central Bank's Quarterly Financial Accounts — Table 8.1b — total loans outstanding of households and non-profit institutions serving households. Figures for disposable household income are taken from the quarterly Institutional Sector Accounts produced by the CSO. This represents all income earned by the household in a particular quarter. This is not readily comparable with the level of debt. In order to make these figures more broadly comparable, the quarterly income figures have been annualised.
|
Debt (€m)
|
Income (€m)
|
Ratio
|
Q1 2010
|
193,978
|
86,668
|
2.24
|
Q2 2010
|
188,690
|
91,856
|
2.05
|
Q3 2010
|
187,722
|
89,220
|
2.10
|
Q4 2010
|
185,615
|
82,740
|
2.24
|
Q1 2011
|
184,912
|
85,488
|
2.16
|