Dáil Éireann Debate, Tuesday - 23 May 2017
189. Deputy Aindrias Moynihan asked the Minister for Finance the amount of revenue earned by a bank (details supplied) in 2015; and the amount earned in its main sectorial components, for example house mortgages, current account charges, SME funding and other main loan types. [24160/17]
View answer190. Deputy Aindrias Moynihan asked the Minister for Finance the gross profit earned by a bank (detail supplied) in 2015 and in each of its main sectorial components. [24161/17]
View answerI propose to take Questions Nos. 189 and 190 together.
In 2015 AIB reported a Profit Before Tax of €1,914 million.
Net Interest Income was €1,927 million, Other Income (which would include fees) was €696 million while total costs were €1,296 million. The bank also reported a credit provision write-back of €923 million in 2015.
Gross Loans to Customers at year-end 2015 amounted to €70,163 million and the following table shows a breakdown of the type of loans held:
|
€ million |
Ireland |
UK |
Group & International |
Total |
|
Residential Mortgages |
34,456 |
2,362 |
- |
36,818 |
|
of which: Owner-Occupier |
28,880 |
2,048 |
- |
30,928 |
|
of which: Buy-To-Let |
5,576 |
314 |
- |
5,890 |
|
Other Personal |
3,156 |
356 |
- |
3,512 |
|
Property & Construction |
8,055 |
3,443 |
34 |
11,532 |
|
Non-Property Business Lending |
10,223 |
5,292 |
2,786 |
18,301 |
|
Total |
55,890 |
11,453 |
2,820 |
70,163 |
The Deputy will find publicly disclosed financial information for AIB in the institution's annual reports and results presentations. AIB's 'Results Centre' and the documents for 2015 can be found on the company's website here: https://aib.ie/investorrelations/financial-information/results-centre/2015
