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State Pension (Contributory) Eligibility

Dáil Éireann Debate, Thursday - 20 September 2018

Thursday, 20 September 2018

Questions (224)

Bernard Durkan

Question:

224. Deputy Bernard J. Durkan asked the Minister for Employment Affairs and Social Protection the extent to which a person (details supplied) has made adequate contributions to qualify for a State pension (contributory); and if she will make a statement on the matter. [38260/18]

View answer

Written answers

Entitlement to state pension (contributory) is assessed on the basis of an applicant’s full social insurance record and the eligibility conditions applicable on the date the applicant reaches pension age. Eligibility is examined by a Deciding Officer following receipt of a completed application.

Applicants are advised to submit an application form for pension at least 3 months before reaching 66 years of age. According to the records of the Department, the person concerned will reach pension age on 1 November 2018. An application form has been issued to the person concerned for completion and return.

It is also open to any individual approaching pension age to apply for state pension (non-contributory). This is a means-tested payment and not reliant on a social insurance contribution record. On receipt of a completed state pension (non-contributory) application, the person’s entitlement will be assessed and they will be notified of the outcome. Where an individual qualifies for both pensions, the more financially beneficial rate will be paid.

The customer may also seek a statement of their contribution record from the Department and this can now be provided in real-time online at www.mywelfare.ie. I have separately asked that a contribution statement be issued in writing to the customer

I hope this clarifies the matter for the Deputy.

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