The person concerned was awarded a reduced state pension (contributory) from their 66th birthday, based on an assessed yearly average of 35 contributions, covering their working life from November 1970 to end-December 2016. The person was notified of this decision in writing on 5 April 2017.
Social insurance for self- employed persons was introduced in April 1988. Periods of self-employment prior to that date cannot be taken into account for pension entitlement purposes as those periods were not insurable under Social Welfare legislation.
The person’s social insurance record has been reviewed and additional credited contributions have been awarded for the years 1985/86 and 1986/87. This increases the persons yearly average from 35 to 37. However, as the person's yearly average remains within the 30-39 yearly average rate band, their rate of state pension (contributory) payment is unchanged. The person was notified of the outcome of this review on 12 November 2018.
It is open to the person concerned to apply for state pension (non-contributory). This is a means-tested pension payment. If the person has an assessed weekly income of less than €257.50, they may qualify for a state pension (non-contributory). If an entitlement to state pension (non-contributory) is established, the person will be paid the most financially beneficial pension.
I hope this clarifies the matter for the Deputy.