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Home Loan Scheme

Dáil Éireann Debate, Tuesday - 25 June 2019

Tuesday, 25 June 2019

Questions (769)

Michael McGrath

Question:

769. Deputy Michael McGrath asked the Minister for Housing, Planning and Local Government the way in which income from an invalidity pension is regarded in the context of the underwriting decisions in the Rebuilding Ireland home loan scheme; and if he will make a statement on the matter. [26811/19]

View answer

Written answers

The Rebuilding Ireland Home Loan is not, as a general rule, available to those in receipt of unemployment or other social welfare benefits. However, where there is a primary income of a waged or salaried nature, long-term State benefit payments may be considered. State benefit payments allowable are:

- State Pension (Contributory);

- State pension (Non-Contributory);

- Widow’s / Widower’s Pension;

- Blind Pension;

- Invalidity Pension; and

- Disability Allowance.

The long-term nature of the payment must be confirmed by the Department of Employment Affairs and Social Protection. All applications are dealt with on a case-by-case basis and are referred to the relevant local authority's Credit Committee for a final decision.

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