Thursday, 24 September 2020

Questions (118)

Denise Mitchell

Question:

118. Deputy Denise Mitchell asked the Minister for Housing, Local Government and Heritage the number of applications for the Rebuilding Ireland scheme to date in 2020; the number of applicants who have been successful; and the number of those who have been refused. [26023/20]

View answer

Written answers (Question to Housing)

The Housing Agency provides a central support service which assesses applications for the Rebuilding Ireland Home Loan on behalf of local authorities and makes recommendations to the authorities to approve or refuse applications. Each local authority must have in place a credit committee and it is a matter for the committee to make the decision on applications for loans, in accordance with the regulations, having regard to the recommendations made by the Housing Agency.

I have asked the Agency to compile figures on the numbers of applications that it has assessed and recommended for approval/decline in 2020. The most recent figures, as at the end of August 2020, indicate that of the 937 applications assessed by it since January, the Agency had recommended 422 applications for approval and 515 for decline.

Local Authority

Applications Assessed

Recommended to Approve

Recommended to Decline

Carlow County Council

15

3

12

Cavan County Council

5

1

4

Clare County Council

19

8

11

Cork City Council

62

25

37

Cork County Council

86

43

43

Donegal County Council

14

6

8

Dublin City Council

121

71

50

Dún Laoghaire-Rathdown County Council

18

11

7

Fingal County Council

96

55

41

Galway City Council

17

9

8

Galway County Council

25

11

14

Kerry County Council

27

8

19

Kildare County Council

28

9

19

Kilkenny County Council

17

7

10

Laois County Council

19

9

10

Leitrim County Council

6

1

5

Limerick City & County Council

30

17

13

Longford County Council

14

6

8

Louth County Council

19

7

12

Mayo County Council

13

2

11

Meath County Council

34

12

22

Monaghan County Council

11

1

10

Offaly County Council

6

3

3

Roscommon County Council

10

5

5

Sligo County Council

8

2

6

South Dublin County Council

73

37

36

Tipperary County Council

23

9

14

Waterford City & County Council

25

11

14

Westmeath County Council

7

4

3

Wexford County Council

44

13

31

Wicklow County Council

45

16

29

Total

937

422

515

The final decision on loan approval is a matter for each local authority and its Credit Committee on a case-by-case basis. Decisions on all housing loan applications must be made in accordance with the statutory credit policy that underpins the scheme, in order to ensure prudence and consistency of treatment for all applicants.

Loan applicants who are dissatisfied with a loan application decision of a local authority Credit Committee may appeal that decision to the local authority. Details of the appeals process can be obtained from the relevant local authority.