I have heard this case made before and I decided to check out some of the remarks made by the Deputy on a previous occasion. Some interesting statistics have come to hand. The biggest single factor in 90 per cent of road accidents is human behaviour, principally of drivers and involving speeding, drink driving and so on. Vehicle defects cause or contribute to perhaps less than 10 per cent of road accidents, according to an EC study. The statistics furnished to me by the Irish Insurance Federation suggest that third party insurance claims decline as the age of the insured vehicle increases. The Deputy's argument does not hold water.