I want to ask the Minister a question on the money resolution. The amalgamation proposals contained in the Minister's draft Bill, and contained in the Bill as it will be amended after the Government amendments are adopted, if they are adopted, seem to have given rise, and I think legitimately, to considerable anxiety in Irish insurance circles. A great many people interested in this problem feel that the amalgamation proposals put forward by the Minister are not going to meet the situation they are designed to deal with. I would be glad, therefore, if the Minister on this money resolution would state in principle whether he is prepared to consider alternative amalgamation schemes which may be brought under his attention between now and the Recommittal Stage of the Bill. It is a futile procedure in my view to attempt to redraft the amalgamation proposals by amendment of the existing scheme, because following that cumbersome procedure would result in a half-baked scheme emerging which might not be efficient for any purpose. But if the Minister indicated his readiness to consider on its merits any independent proposal put up by the Irish insurance companies I believe such proposal would be forthcoming and the purpose of the Opposition certainly would be to co-operate in any way in making alternative proposals that would be more acceptable to all those interested, effective in the Act as finally emerging from the Oireachtas. I would like to know from the Minister if he feels that schemes of the kind I suggest might be profitably pursued for consideration.