In the arguments put forward last evening by Senator Johnson in criticism of the apparent attitude of the Minister to move gradually in his policy of meeting the housing shortage in the Free State, he gave us some very interesting figures and some very interesting economic data. It seems to be that year after year we will have extension measures like this coming on, and that may continue indefinitely. On the basis of the production of houses, Senator Johnson argued that if we were to double the number of houses we are erecting at present it would take us twelve years to meet Dublin's needs, and that apart from making good the wastage due to decay. That means, so far as the City of Dublin is concerned, that, in the matter of the erection of houses, if the present rate of building only is maintained, we will not have the number of houses admitted necessary by the Minister's Department for 24 or 25 years. In reviewing this whole housing business we have had put before us three different points of view. We had the point of view of the Minister, who is, no doubt, extremely anxious to have this problem solved. We had the point of view of Senator Johnson, who is equally anxious to have the problem solved, and we also had the point of view of Senator Sir John Keane, who, in spite of his plea for an economic rent, is, I am quite satisfied, also anxious to have this housing problem solved. I want it to be understood that when dealing with this I am not trying to make any debating points, nor am I trying to score any Party advantage whatever.
I could not help being intrigued somewhat when I realised that the Minister had to come to us with this extension Bill. The fact that he has to bring such a measure before us is an admission that due to forces over which he has no control, he is likely to have to go on doing so for the next 24 or 25 years, without even making allowance for the decay in property or what might be a possible increase of the population in Dublin which would lead to a demand for more houses. As I have said I was intrigued, and for one reason, mainly, that it so happened within the last fortnight the Minister in charge of this Bill, deputising for the Minister for Finance, came to this House and questioned some arguments which I made with regard to the cost of money and the prevailing system of financial control. In my arguments on that occasion, I specifically and deliberately made it clear that the whole economic future of this country, all the social services of this country, the lives and well-being of the people are entirely and completely involved in the one great fundamental problem, namely, the control of money. I would suggest to the Minister that if he analyses carefully, and I have no doubt he will, the different factors that make it necessary for him to come here year after year with these extension Bills he will realise that with the difficulties under which he and his Department labour it is going to be quite impossible for him to finance or to carry out building on anything like the scale commensurate with the need which he admits exists in his own reports. Let us look at the problem as it is. In this country we have workers idle in most industries and in most branches of employment. They receive unemployment benefit as long as they are in benefit, but they are a charge on the State in one form or another. They are an uneconomic and a losing holding for the State when they are unemployed. As regards building, most of the materials required are available.
The big problem is: what is the Minister going to do between these two resources that we have at our disposal, one of which is lying idle and the other of which is going to waste unemployed. We have on the one hand citizens living or trying to live out of work, partially supported in a state of semi-starvation by the State, and on the other hand we have tenements and hovels. Senator Sir John Keane, of course, thinks of his economic rent. Last evening Senator Johnson analysed certain standards of living. I am not sure whether he took the soldier's ration or the workhouse ration, but he gave us a figure which included an economic rent of 14/- out of a weekly wage of 61/5 in the case of a man with a wife and three children. The Minister must realise, if he takes Senator Johnson's argument to heart, and the deeper purpose of my argument, that the object I had in raising this whole question of the rental of money is because it is the rental that works down through the economic system in this country and leaves us without houses and without any other thing. I do not think the Minister will make the argument that the country can afford to wait until the building trade adjusts itself. I do not know what possibility there is going to be for the building trade or any other trade to adjust itself under our present economic system. On the other hand, Senator Johnson can hardly hope for a sufficient wage increase to enable the worker to pay what one may call Senator Sir John Keane's economic rent, while Senator Sir John Keane can hardly expect an economic rent of 14/- a week from the average wage in Dublin of 50/- a week.
We had three divergent points of view on this question. These divergent points of view are represented by Senators in two cases, and by the Minister in the other, who want a really decent social organism in this country, who want people to have houses and not hovels, who want families to have houses and not rooms and who know and feel as we all feel that something has got to be done. I am not prepared to propose a solution. A couple of weeks ago I tried to outline what in my judgment—I may be quite wrong—is the fundamental root evil. I went on to say that in my opinion, and I say this now quite seriously to the Minister, there is going to be no progress in the direction of housing until that issue is tackled. This is a problem that we ought to try and face and not put it off for 24 or 25 years. We ought to sit down and tackle the question. The question that we have to consider is, are we content to wait for 25 years to solve this housing problem? Most of us, I am afraid, feel that when that time comes we will not be worried about the housing, the Seanad or the Ministry. The position at the moment is that we have to realise that we are in a vicious circle—in a cleft-stick. If we are content to sit down and admit that the thing has beaten us, then that is our decision, but if, on the other hand, we want to realise our responsibilities and feel that we have a duty here and a problem to tackle we ought to try and see if there is any way out. We ought to try and see if the best brains and intelligence in the country cannot be got to come together to help to solve this great social problem that we have before us. This housing problem is a very big one, but it is only one problem. There are many others to be faced as well. The standard of living in this country, on the basis of the analysis made by Senator Johnson last night, is certainly not encouraging. I wonder if any of us ever sit down and consider, take it home to ourselves personally, what it means to live even on 50/- a week, and consider further what it means to live on 24/- a week, which is the general rate of wages paid to agricultural workers at the moment. In cases where they are getting 24/- a week they are expected to pay 4/-, 5/- and as much as 6/- a week for a house.
The result is that they are living in lean-to's and in sheds. Remember this is Christian humanity that we are supposed to be administering to them. I do not want to labour the matter unduly, but I merely take this opportunity of adverting to the discussion that took place here a few weeks ago on what I regard as the fundamental rental. The whole question of housing resolves itself around the question of the economic rent. If you borrow £400 at 5½ per cent. you know what that amounts to. You know that that is a big item in what is called an economic rent. I do not suggest that the Minister can get over this difficulty by fighting for special terms in regard to housing. It will not, and it cannot, be tackled in that way. What I do suggest is that this is a problem for the Minister and for the present Executive. It is going to be a problem for any Executive, no matter what Executive comes into power. I say that no Government is going to solve it unless it is prepared to get down to the economic root, and that, in my judgment, is the cost of money and the mal-administration in the banking system that we are living under. As I have said already, to deal with the problem we have the men available and the materials available. It is up to the Minister to say what he would suggest that we ought to do about it.