Banking Sector Regulation

Tuesday, 1 June 2010

Ceisteanna (125)

James Reilly

Ceist:

139 Deputy James Reilly asked the Minister for Finance the deposit ratio of the Irish banks each month from January 1999 to May 2008; and if he will make a statement on the matter. [22807/10]

Amharc ar fhreagra

Freagraí scríofa

Minister for Finance (Deputy Brian Lenihan)

I refer the Deputy to the table. This information is taken from tables C4 and C5 of monthly reports produced by the Central Bank which shows loans to and deposits taken from customers, excluding Government and credit institutions. I am assuming that the reference to Irish banks in the Deputy's question comprises of the retail clearing banks and the non-clearing domestic banks. As the Deputy is aware, the Retail Clearing banks are AIB, Bank of Ireland, National Irish Bank and Ulster Bank and some of their subsidiaries. The Non-Clearing domestic banks include ACC Bank plc, Anglo Irish Bank, EBS Building Society, Irish Life and Permanent plc, Irish Nationwide Building Society, KBC Bank Ireland plc and Postbank.

	Table C4: Retail Clearing Credit Institutions	Table 5: Non-Clearing with Predominantly Domestic Business Credit Institutions
	Assets: Item 5: Loans to other residents	Liabilities: Item 5: Deposits from other residents	Loans-to-Deposits Ratio	Assets: Item 5: Loans to other residents	Liabilities: Item 5: Deposits from other residents	Loans-to-Deposits Ratio
	€ million	€ million		€ million	€ million
29/01/1999	33,536	32,077	1.05	37,332	33,775	1.11
26/02/1999	33,506	32,358	1.04	37,554	34,688	1.08
31/03/1999	35,099	33,016	1.06	39,449	34,975	1.13
30/04/1999	35,580	33,790	1.05	41,947	36,030	1.16
31/05/1999	36,032	33,771	1.07	43,650	36,827	1.19
30/06/1999	37,347	35,073	1.06	40,663	35,434	1.15
30/07/1999	37,603	34,780	1.08	41,343	34,708	1.19
31/08/1999	37,617	35,786	1.05	42,469	35,613	1.19
30/09/1999	39,202	36,099	1.09	43,277	35,869	1.21
29/10/1999	40,484	37,770	1.07	43,627	35,871	1.22
30/11/1999	41,291	37,640	1.10	43,849	37,074	1.18
30/12/1999	42,531	39,478	1.08	44,884	36,507	1.23
31/01/2000	43,114	39,600	1.09	45,960	37,882	1.21
29/02/2000	43,932	39,457	1.11	48,198	38,954	1.24
31/03/2000	45,416	40,957	1.11	50,760	38,385	1.32
28/04/2000	46,643	41,810	1.12	49,837	38,568	1.29
31/05/2000	46,903	41,654	1.13	48,929	38,146	1.28
30/06/2000	47,289	42,023	1.13	49,863	37,945	1.31
31/07/2000	48,370	43,278	1.12	48,673	37,093	1.31
31/08/2000	48,894	43,295	1.13	52,565	40,950	1.28
29/09/2000	51,552	44,760	1.15	50,814	40,286	1.26
31/10/2000	52,907	45,553	1.16	51,831	41,079	1.26
30/11/2000	53,172	45,302	1.17	50,078	40,220	1.25
29/12/2000	53,104	46,043	1.15	51,443	39,756	1.29
31/01/2001	53,394	45,023	1.19	51,554	40,572	1.27
28/02/2001	54,132	45,528	1.19	51,991	39,802	1.31
30/03/2001	54,715	46,746	1.17	53,254	40,863	1.30
30/04/2001	52,934	46,067	1.15	57,836	44,147	1.31
31/05/2001	53,959	47,262	1.14	57,816	45,071	1.28
29/06/2001	55,311	48,059	1.15	58,652	45,219	1.30
31/07/2001	55,365	47,490	1.17	58,224	44,764	1.30
31/08/2001	55,219	48,518	1.14	57,964	45,428	1.28
28/09/2001	56,501	49,706	1.14	59,637	45,034	1.32
31/10/2001	60,359	52,473	1.15	55,757	43,404	1.28
30/11/2001	61,513	52,163	1.18	56,203	43,823	1.28
28/12/2001	62,878	54,919	1.14	58,287	44,901	1.30
31/01/2002	63,061	53,923	1.17	57,764	44,896	1.29
28/02/2002	62,726	53,848	1.16	60,742	45,969	1.32
28/03/2002	62,985	54,942	1.15	61,133	47,074	1.30
30/04/2002	63,462	54,664	1.16	62,115	46,546	1.33
31/05/2002	63,932	55,038	1.16	61,105	46,897	1.30
28/06/2002	64,721	55,015	1.18	61,657	46,216	1.33
31/07/2002	65,320	56,066	1.17	63,039	48,633	1.30
30/08/2002	65,938	57,012	1.16	64,760	48,502	1.34
30/09/2002	67,852	57,478	1.18	65,197	48,578	1.34
31/10/2002	67,937	57,932	1.17	65,134	48,918	1.33
29/11/2002	68,594	57,376	1.20	65,327	48,949	1.33
31/12/2002	68,771	59,457	1.16	76,637	50,576	1.52
31/01/2003	69,534	59,571	1.17	75,929	51,260	1.48
28/02/2003	70,220	60,047	1.17	75,392	51,608	1.46
31/03/2003	71,665	59,720	1.20	77,676	51,103	1.52
30/04/2003	72,761	61,194	1.19	79,787	52,819	1.51
30/05/2003	72,692	61,605	1.18	79,305	51,847	1.53
30/06/2003	74,214	62,913	1.18	80,520	53,154	1.51
31/07/2003	75,373	63,402	1.19	82,049	52,998	1.55
29/08/2003	76,773	63,904	1.20	82,585	54,216	1.52
30/09/2003	77,543	64,889	1.20	84,827	54,919	1.54
31/10/2003	78,918	65,904	1.20	87,526	55,731	1.57
28/11/2003	80,541	65,217	1.23	89,411	55,179	1.62
31/12/2003	81,235	69,201	1.17	90,372	56,002	1.61
30/01/2004	83,029	67,271	1.23	92,410	58,855	1.57
27/02/2004	84,243	66,803	1.26	94,084	58,053	1.62
31/03/2004	87,055	68,267	1.28	95,970	59,173	1.62
30/04/2004	88,947	69,081	1.29	96,733	58,535	1.65
31/05/2004	91,944	69,418	1.32	99,261	59,878	1.66
30/06/2004	93,891	70,946	1.32	100,184	61,611	1.63
30/07/2004	95,965	72,499	1.32	106,265	63,189	1.68
31/08/2004	96,861	72,260	1.34	106,352	62,297	1.71
30/09/2004	98,305	73,449	1.34	108,937	63,090	1.73
29/10/2004	99,979	74,722	1.34	108,141	63,124	1.71
30/11/2004	102,323	74,153	1.38	110,413	63,515	1.74
31/12/2004	103,814	77,677	1.34	115,861	64,474	1.80
31/01/2005	106,622	77,262	1.38	117,997	65,310	1.81
28/02/2005	108,196	79,334	1.36	119,363	65,269	1.83
31/03/2005	111,224	80,322	1.38	122,816	65,689	1.87
29/04/2005	113,277	82,135	1.38	122,760	66,127	1.86
31/05/2005	116,625	83,512	1.40	126,283	67,208	1.88
30/06/2005	118,354	84,611	1.40	129,027	68,849	1.87
29/07/2005	120,728	87,352	1.38	132,516	69,937	1.89
31/08/2005	123,043	88,752	1.39	135,547	73,207	1.85
30/09/2005	126,099	89,581	1.41	137,143	73,160	1.87
28/10/2005	130,649	91,656	1.43	140,733	76,732	1.83
30/11/2005	134,137	89,477	1.50	144,145	79,198	1.82
30/12/2005	137,144	97,506	1.41	148,627	79,151	1.88
31/01/2006	139,657	94,937	1.47	150,002	80,269	1.87
28/02/2006	142,878	95,044	1.50	154,079	82,927	1.86
31/03/2006	144,338	98,257	1.47	157,099	83,991	1.87
28/04/2006	147,480	99,796	1.48	158,731	83,645	1.90
31/05/2006	151,460	102,120	1.48	162,104	85,703	1.89
30/06/2006	153,747	107,392	1.43	167,264	86,966	1.92
31/07/2006	156,997	107,995	1.45	173,926	91,922	1.89
31/08/2006	160,013	109,363	1.46	176,306	93,027	1.90
29/09/2006	162,843	107,948	1.51	178,493	94,518	1.89
31/10/2006	166,656	110,871	1.50	182,092	94,175	1.93
30/11/2006	169,649	110,484	1.54	184,378	91,653	2.01
29/12/2006	169,888	114,979	1.48	190,919	94,026	2.03
31/01/2007	177,589	115,344	1.54	189,991	90,778	2.09
28/02/2007	180,404	116,678	1.55	193,562	90,495	2.14
30/03/2007	184,196	115,465	1.60	197,941	92,760	2.13
30/04/2007	186,492	117,490	1.59	200,918	91,025	2.21
31/05/2007	189,596	117,865	1.61	205,649	91,116	2.26
29/06/2007	194,892	118,916	1.64	209,423	89,366	2.34
31/07/2007	195,833	120,831	1.62	217,324	91,517	2.37
31/08/2007	197,749	121,272	1.63	222,976	92,816	2.40
28/09/2007	201,666	122,147	1.65	225,483	93,633	2.41
31/10/2007	207,233	124,942	1.66	230,298	91,044	2.53
30/11/2007	212,241	123,858	1.71	234,314	89,011	2.63
31/12/2007	218,852	124,444	1.76	238,671	96,497	2.47
31/01/2008	220,353	126,101	1.75	240,136	96,957	2.48
29/02/2008	221,080	124,109	1.78	238,763	95,897	2.49
31/03/2008	223,518	125,134	1.79	240,298	100,349	2.39
30/04/2008	225,804	126,123	1.79	249,963	102,086	2.45
30/05/2008	228,157	127,578	1.79	253,852	99,310	2.56