The Personal Insolvency Bill, the Heads of which I published on 25 January 2012, introduces a number of new non-judicial debt settlement systems. Two of those systems — Debt Settlement Arrangement and Personal Insolvency Arrangement — require the involvement of a personal insolvency trustee as the intermediary between the debtor and creditors. The matter of the eligibility criteria, licensing and regulation of personal insolvency trustees is a matter that remains to be determined. It is likely that the Central Bank will play the lead role in this regard. I would see no reason why a solicitor, or any other person, should not be in a position to seek to meet the eligibility criteria.