Written Answers Nos. 79-86
79. Deputy Bernard J. Durkan asked the Minister for Finance the extent to which default by insurance companies in respect of mortgage protection has been recorded or monitored in the past five years; if indicative trends have been identified; and if he will make a statement on the matter. [49805/13]
Amharc ar fhreagraI have made inquiries with the Central Bank about this matter which I understand relates to cases where a person can no longer afford to pay for the protection and/or has a claim rejected. The Central Bank has informed me that it does not collect this information and they are not aware that there is a particular issue in respect of this form of insurance that would indicate systemic failings in this area.
It should be noted that if a policyholder has a complaint about an insurance company not honouring a claim on a policy, they can refer the matter to the Financial Services Ombudsman for adjudication http://www.financialombudsman.ie/ .
My Department does not keep information on the level of default by insurance companies with particular reference to mortgage protection or life cover.
80. Deputy Thomas P. Broughan asked the Minister for Finance if there have been any prosecutions of home owners who have failed or refused to co-operate with the Revenue Commissioners in respect of the local property tax; and, if so, the number and nature of such prosecutions. [49814/13]
Amharc ar fhreagraI am advised by the Revenue Commissioners that there have been no prosecutions of homeowners who have failed or refused to cooperate with the Revenue Commissioners in respect of LPT. Revenue’s priority this year has been to establish the tax, develop the LPT Register and secure the yield for the Exchequer.
