As the Deputy will be aware, this Government's policy with respect to banking remuneration has been in place since mid-2011. In summary, remuneration in State supported banks is capped at €500,000 (excluding normal pension entitlements) and the payment of bonuses in any form is not permitted. Within these policy confines, it is a matter for the Boards and Management of the various State supported institutions to decide how to remunerate and incentivise their staff who work in the area of mortgage arrears and indeed their staff more generally. Further details in relation to the remuneration structures and profiles at the State supported banks can be found in the "Mercer Report" which is available on my Department's website.