Dáil Éireann Debate, Thursday - 7 May 2015
51. Deputy Michael Lowry asked the Minister for Finance if he will provide, in tabular form, by county, figures showing the exact numbers of persons who are currently experiencing the problem of mortgage arrears and family home repossession. [17915/15]
Amharc ar fhreagra52. Deputy Michael Lowry asked the Minister for Finance if he will provide figures, in tabular form, by county, for those who have availed of Government-led interventions designed to address the mortgage crisis, including the Central Bank of Ireland targets for the banks through the mortgage arrears resolution targets, the mortgage-to-rent scheme and the recasting of personal insolvency legislation, for the period January to December 2014. [17916/15]
Amharc ar fhreagra53. Deputy Michael Lowry asked the Minister for Finance if he will provide figures, in tabular form, by county, for those who have availed of Government-led interventions designed to address the mortgage crisis, including the Central Bank of Ireland targets for the banks through the mortgage arrears resolution targets, the mortgage-to-rent scheme and the recasting of personal insolvency legislation, for the period January to May 2015. [17917/15]
Amharc ar fhreagra54. Deputy Michael Lowry asked the Minister for Finance if he will commit to a specific date to address the issue of the mortgage crisis; and if he will make a statement on the matter. [17918/15]
Amharc ar fhreagraI propose to take Questions Nos. 51 to 54, inclusive, together.
With regard to the data requested by the Deputy, I am informed by the Central Bank of Ireland that the Residential Mortgage Arrears and Repossession Statistics are published quarterly. These statistics are collected from a large number of reporting institutions and are designed to capture all mortgage loans secured on properties located in the Republic of Ireland. The data is provided on a national level only and no regional breakdown is available. It is not, therefore, possible to provide the requested county level mortgage arrears and family home repossessions breakdown. The latest Central Bank publication was for end-Q4 2014 and is available here:
http://www.centralbank.ie/polstats/stats/mortgagearrears/Pages/releases.aspx .
In respect of the request regarding those who have availed of the recast personal insolvency legislation, this is an issue which comes under the responsibility of the Minister for Justice & Equality, Frances Fitzgerald, TD. However, I would refer the Deputy to the Insolvency Service of Ireland's most recent Statistical update for Quarter 1 2015 at http://www.isi.gov.ie/en/ISI/Press_Release_14_4_15.pdf/Files/Press_Release_14_4_15.pdf.
My own Department's monthly Mortgage Arrears and Restructures publication also collects data on a national level only. The most recent publication, with data up to February 2015, shows that for the six main banks total PDH mortgage accounts in arrears stood at 84,717, a decline of over 3,000 accounts compared to the January figure. The number of accounts in arrears of more than 90 days continued to fall and stood at 59,138 accounts and total mortgage accounts that were restructured stood at 106,402 accounts for the same period. The Deputy may view the full publication at the following link - http://www.finance.gov.ie/sites/default/files/Department%20of%20Finance%20-%20Mortgage%20Restructures%20Data%20-%20end%20Feb%202015.pdf.
As the Deputy will be aware, responsibility for the administration of the Mortgage-to-rent(MTR) scheme comes under the responsibility of the Minister for the Environment, Community & Local Government and that Department has provided me with county-level data on the status of all MTR cases processed to date. The data is contained in the first table.
The Deputy will also be aware that responsibility for the administration of the Courts Service, which deals with repossession cases, rests with my colleague, Frances Fitzgerald TD, Minister for Justice & Equality. The Courts Service Quarter 1 2015 data for family home repossessions in the Circuit Court was released yesterday. The second table shows possession orders granted by county is also set out.
Circuit Court Possession Order Stats for Jan 2015 - Mar 2015
Civil Bills Granted
|
County |
Primary Home |
By to let |
Other Unknown |
Total Orders Granted |
|
Carlow |
2 |
3 |
0 |
5 |
|
Cavan |
3 |
3 |
3 |
9 |
|
Clare |
6 |
3 |
0 |
9 |
|
Cork |
57 |
3 |
15 |
75 |
|
Donegal |
29 |
1 |
2 |
32 |
|
Dublin |
63 |
19 |
18 |
100 |
|
Galway |
12 |
1 |
1 |
14 |
|
Kerry |
11 |
2 |
3 |
16 |
|
Kildare |
8 |
12 |
0 |
20 |
|
Kilkenny |
7 |
4 |
3 |
14 |
|
Laois |
35 |
4 |
0 |
39 |
|
Leitrim |
3 |
0 |
3 |
6 |
|
Limerick |
11 |
1 |
3 |
15 |
|
Longford |
3 |
5 |
1 |
9 |
|
Louth |
18 |
6 |
2 |
26 |
|
Mayo |
11 |
7 |
1 |
19 |
|
Meath |
12 |
0 |
15 |
27 |
|
Monaghan |
4 |
1 |
1 |
6 |
|
Offaly |
17 |
3 |
1 |
21 |
|
Roscommon |
16 |
4 |
5 |
25 |
|
Sligo |
0 |
1 |
0 |
1 |
|
Tipperary |
17 |
5 |
0 |
22 |
|
Waterford |
13 |
0 |
4 |
17 |
|
Westmeath |
6 |
5 |
1 |
12 |
|
Wexford |
10 |
3 |
23 |
36 |
|
Wicklow |
9 |
1 |
1 |
11 |
|
Total |
383 |
97 |
106 |
586 |
|
Local Authority |
Total |
Active |
Borrower Consent Required |
Complete |
Sale Not Agreed |
Ineligible |
Terminated |
|
Carlow County Council |
53 |
11 |
0 |
4 |
1 |
5 |
32 |
|
Cavan County Council |
73 |
14 |
1 |
1 |
0 |
16 |
41 |
|
Clare County Council |
54 |
13 |
2 |
2 |
2 |
8 |
27 |
|
Cork City Council |
44 |
12 |
0 |
4 |
2 |
1 |
25 |
|
Cork County Council |
158 |
29 |
9 |
3 |
0 |
32 |
85 |
|
Donegal County Council |
49 |
0 |
1 |
0 |
0 |
16 |
32 |
|
Dublin City Council |
257 |
67 |
6 |
15 |
3 |
22 |
144 |
|
Dun Laoghaire/Rathdown |
19 |
1 |
1 |
1 |
2 |
6 |
8 |
|
Fingal County Council |
193 |
43 |
9 |
5 |
2 |
15 |
119 |
|
Galway City Council |
13 |
3 |
2 |
0 |
0 |
1 |
7 |
|
Galway County Council |
73 |
9 |
2 |
1 |
1 |
21 |
39 |
|
Kerry County Council |
47 |
8 |
3 |
1 |
2 |
7 |
26 |
|
Kildare County Council |
183 |
42 |
15 |
7 |
2 |
17 |
100 |
|
Kilkenny County Council |
61 |
12 |
3 |
3 |
2 |
13 |
28 |
|
Laois County Council |
81 |
19 |
4 |
1 |
2 |
14 |
41 |
|
Leitrim County Council |
14 |
1 |
0 |
1 |
0 |
4 |
8 |
|
Limerick City and County C |
113 |
21 |
4 |
4 |
1 |
19 |
64 |
|
Longford County Council |
30 |
6 |
1 |
0 |
0 |
8 |
15 |
|
Louth County Council |
147 |
38 |
2 |
10 |
3 |
15 |
79 |
|
Mayo County Council |
42 |
1 |
0 |
0 |
0 |
10 |
31 |
|
Meath County Council |
250 |
53 |
17 |
7 |
6 |
25 |
142 |
|
Monaghan Town Council |
35 |
8 |
0 |
0 |
0 |
11 |
19 |
|
North Tipperary County Co |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
Offaly County Council |
94 |
21 |
5 |
2 |
0 |
13 |
53 |
|
Roscommon County Council |
32 |
3 |
1 |
0 |
0 |
6 |
22 |
|
Sligo County Council |
18 |
1 |
0 |
0 |
0 |
4 |
13 |
|
South Dublin County Council |
191 |
44 |
6 |
6 |
3 |
18 |
114 |
|
South Tipperary County Council |
0 |
0 |
0 |
0 |
0 |
0 |
0 |
|
Tipperary County Council |
140 |
28 |
4 |
3 |
2 |
21 |
82 |
|
Waterford County Council |
7 |
7 |
0 |
0 |
0 |
0 |
0 |
|
Local Authority |
Total |
Active |
Borrower Consent Required |
Complete |
Sale Not Agreed |
Ineligible |
Terminated |
|
Westmeath County Council |
73 |
13 |
5 |
2 |
0 |
13 |
40 |
|
Wexford County Council |
105 |
14 |
3 |
1 |
1 |
14 |
72 |
|
Wicklow County Council |
86 |
16 |
3 |
3 |
1 |
8 |
55 |
|
Total |
2835 |
590 |
114 |
93 |
39 |
398 |
1601 |
