I am informed by the Central Bank that it does not publish statistics in relation to the number of non-co-operating borrowers under the Code of Conduct on Mortgage Arrears (CCMA). My Department publishes monthly data on mortgage arrears and restructures but it does not include data on non-co-operating borrowers. It is, therefore, not possible, to provide the Deputy with the requested breakdown of mortgage holders in the Irish market classified as non-co-operating.
It is worth repeating, however, that it is imperative that borrowers in arrears engage with their lender through timely responses to communications and co-operation with the preparation of the standard financial statement to avoid the risk of being classified as non-co-operating.