My Department and most of the bodies under the aegis of my Department operate under State Indemnity, a self-insurance model set out in the Public Financial Procedures whereby the State bears the financial risk associated with the cost of claims. The State Claims Agency currently manages claims and risks on behalf of many State Authorities, including my Department's claims.
The only insurance taken out directly by the Department is travel insurance underwritten by Ace European Group Ltd., sourced as a central framework by the Office of Government Procurement for use by public bodies, at a cost of €23,231 per annum.
The position in relation to insurance policies taken out by bodies under my Department's aegis is outlined in the following table.
|
Body/Agency
|
Type of Insurance
|
Period covered
|
Cost
|
Insurer
|
|
Irish Human Rights and Equality Commission
|
Professional Indemnity Insurance
|
01/12/2014-30/11/2015
|
€24,937.50
|
AIG Europe Ltd
|
|
Irish Human Rights and Equality Commission
|
Directors and Officers Liability Insurance
|
19/12/2014-18/12/2015
|
€660
|
AIG Europe Ltd
|
|
Irish Human Rights and Equality Commission
|
Combined Traders Insurance
|
19/12/2014-18/12/2015
|
€5,074.52
|
Hiscox Insurance Company Ltd
|
|
Irish Human Rights and Equality Commission
|
Professional Indemnity Insurance
|
01/12/2015-30/11/2016
|
€25,531.25
|
AIG Europe Ltd
|
|
Irish Human Rights and Equality Commission
|
Directors and Officers Liability Insurance
|
19/12/2015-18/12/2016
|
€660.00
|
AIG Europe Ltd
|
|
Irish Human Rights and Equality Commission
|
Combined Traders Insurance
|
19/12/2015-18/12/2016
|
€7,676.94
|
Hiscox Insurance Company Ltd
|
|
Irish Human Rights and Equality Commission
|
Professional Indemnity Insurance
|
01/12/2016-30/11/2017
|
€19,350.00
|
AIG Europe Ltd
|
|
Irish Human Rights and Equality Commission
|
Directors and Officers Liability Insurance
|
19/12/2016-18/12/2017
|
€660.00
|
AIG Europe Ltd
|
|
Irish Human Rights and Equality Commission
|
Charity Combined Insurance
|
19/12/2016-18/12/2017
|
€8,131.55
|
Hiscox Insurance Company Ltd
|
|
Ordinance Survey Ireland
|
Property, Computer, Employers Liability, Public Liability, Professional Indemnity (Combined)
|
2010
|
€66,785
|
Hiscox, RSA, Chartis, ACE
|
|
Ordinance Survey Ireland
|
Property, Computer, Employers Liability, Public Liability, Professional Indemnity (Combined)
|
2011
|
€67,660
|
Hiscox, RSA, Chartis, ACE
|
|
Ordinance Survey Ireland
|
Property, Computer, Employers Liability, Public Liability, Professional Indemnity (Combined)
|
2012
|
€66,626
|
Hiscox, RSA, Chartis, ACE, Zurich
|
|
Ordinance Survey Ireland
|
Property, Computer, Employers Liability, Public Liability, Professional Indemnity (Combined)
|
2013
|
€66,356
|
Hiscox, RSA, AIG, ACE, Zurich
|
|
Ordinance Survey Ireland
|
Property, Computer, Employers Liability, Public Liability, Professional Indemnity (Combined)
|
2014
|
€59,529
|
Hiscox, RSA, AIG, ACE, FBD
|
|
Ordinance Survey Ireland
|
Property, Computer, Employers Liability, Public Liability, Professional Indemnity (Combined)
|
2015
|
€59,372
|
Hiscox, RSA, AIG, ACE, FBD
|
|
Ordinance Survey Ireland
|
Property, Computer, Employers Liability, Public Liability, Professional Indemnity (Combined)
|
2016
|
€53,900
|
Hiscox, RSA, AIG, ACE, Axa
|
|
Ordinance Survey Ireland
|
Property, Computer, Employers Liability, Public Liability, Professional Indemnity (Combined)
|
2017
|
€52,647
|
Hiscox, RSA, AIG, ACE, Axa
|
|
Charities Regulatory Authority
|
Property
|
2016
|
€373.65
|
Marsh Insurance
|
|
Charities Regulatory Authority
|
Property
|
2017
|
€822.15
|
OPW
|
|
Garda Síochána Ombudsman Commission
|
Buildings
|
2010
|
€3820.89
|
Marsh Ireland
|
|
Garda Síochána Ombudsman Commission
|
Buildings
|
2011
|
€7069.68
|
Unknown
|
|
Garda Síochána Ombudsman Commission
|
Buildings
|
2012
|
€6832.58
|
Unknown
|
|
Garda Síochána Ombudsman Commission
|
Buildings
|
2013
|
€8542.98
|
Chartis Europe Ireland
|
|
Garda Síochána Ombudsman Commission
|
Buildings
|
2013
|
€1026.84
|
Willis Insurance
|
|
Garda Síochána Ombudsman Commission
|
Buildings
|
2014
|
€5516.98
|
Willis Insurance
|
|
Garda Síochána Ombudsman Commission
|
Buildings
|
2015
|
€6069.52
|
Willis Insurance
|
|
Garda Síochána Ombudsman Commission
|
Buildings
|
2016
|
€6252.08
|
Willis Insurance
|
|
National Disability Authority
|
Public Liability, Buildings, Employer Liability
(Combined)
|
2010
|
€7308.44
|
Travelers
|
|
National Disability Authority
|
Public Liability, Buildings, Employer Liability
(Combined)
|
2011
|
€6899
|
Ecclesiastical
|
|
National Disability Authority
|
Public Liability, Buildings, Employer Liability
(Combined)
|
2012
|
€4528.96
|
Ecclesiastical
|
|
National Disability Authority
|
Public Liability, Buildings, Employer Liability
(Combined)
|
2013
|
€4289.33
|
RSA
|
|
National Disability Authority
|
Public Liability, Buildings, Employer Liability
(Combined)
|
2014
|
€6209.32
|
RSA
|
|
National Disability Authority
|
Public Liability, Buildings, Employer Liability
(Combined)
|
2015
|
€7500
|
RSA
|
|
National Disability Authority
|
Public Liability, Buildings, Employer Liability(Combined)
|
2016
|
€7950.80
|
RSA
|
