State indemnity for personal injury and third party property damage is set out in the National Treasury Management Agency (Amendment) Act, 2000 where the management of personal injury underlying risks and third party property damage claims against certain State authorities is delegated to the National Treasury Management Agency. When performing these functions, the Agency is known as the State Claims Agency (SCA).
The SCA’s remit covers personal injury and third party property damage claims against the State itself, Ministers of the Government and the delegated State Agencies, as applicable.
This function is discharged in relation to bodies delegated to the SCA under National Treasury Management Agency (Amendment) Act, 2000 and subsequent legal orders, but not to all State-funded or associated enterprises.
Accordingly, my Department does not incur any costs in relation to taking out any insurance policies.
In relation to expenses, these do not arise save where the SCA recoups costs of claims involving my Department. In the time available to my Department it has not been possible to compile the data requested covering the last 5 years but I will ensure that the relevant information is compiled for the Deputy and communicated to him shortly.
Finally, in relation to outstanding claims against my Department or bodies under its aegis, I have asked the relevant Agencies to respond to me directly and I will communicate the relevant details to the Deputy in early course.
The following deferred reply was received under Standing Order 42A
In my response to Parliamentary Question No. 232, Reference No. 26289/17 answered on 1 June 2017, I indicated that I would arrange for the State Agencies under the remit of my Department to supply information requested.
The information as provided to me is now provided herewith, in respect of the State agencies under my Department’s remit.
The agencies concerned are as follows:
- Enterprise Ireland,
- NSAI,
- CCPC,
- PIAB,
- IAASA,
- IDA,
- SFI,
- Health and Safety Authority.
IDA Ireland
|
Policy
|
Insurance Provider
|
Premium Allocation (IDA Ireland)
|
|
|
2010/11
|
2011/12
|
2012/13
|
2013/14
|
2014/15
|
2015/16
|
2016/17
|
Employers Liability/ Public/Products Liability
|
Travelers
Insurance
Company Ltd
|
€20,590.86
|
€19,712.73
|
€30,546.71
|
€32,651.41
|
€33,012.86
|
€29,040.24
|
€39,528.85
|
Excess Liability
|
AIG Europe Ltd
|
€3,431.96
|
€3,348.82
|
€3,430.37
|
€3,391.12
|
€3,991.05
|
€4,138.05
|
€3,742.05
|
Material Damage "All
Risks"/Computer
|
Travelers
Insurance
Company Ltd
|
€57,257.63
|
€55,482.45
|
€56,715.06
|
€56,924.73
|
€77,449.00
|
€71,192.28
|
€61,655.43
|
Engineering
|
HSB Engineering Insurance Ltd
|
€2,719.40
|
€2,881.53
|
€2,533.71
|
€2,053.29
|
€2,053.29
|
€1,870.89
|
€1,235.83
|
Motor Fleet
|
RSA Insurance
Ireland Ltd
|
€4,132.93
|
€3,309.12
|
€1,517.73
|
€1,086.75
|
€652.05
|
€1,402.19
|
€1,490.30
|
Directors & Officers
|
AIG Europe Limited
|
€4,902.80
|
€4,789.50
|
€4,906.13
|
€5,298.62
|
€5,298.62
|
€6,088.96
|
€6,102.03
|
Employment Practices
Liability
|
AIG Europe Ltd
|
€4,216.41
|
€4,118.97
|
€3,797.34
|
€3,607.38
|
€3,607.38
|
€4,121.16
|
€4,348.00
|
Professional
Indemnity
|
AIG Europe
Ltd
|
€46,947.40
|
€44,599.50
|
€40,902.75
|
€38,955.00
|
€38,955.00
|
€38,955.00
|
€40,751.43
|
Excess Professional
Indemnity
|
Liberty Mutual
Insurance Europe Ltd / Zurich Insurance plc / XL Insurance Company SE / IGI (UK) Ltd
|
€26,749.10
|
€24,565.51
|
€22,552.17
|
€19,835.25
|
€ 19,835.25
|
€19,835.25
|
€33,193.55
|
Crime
|
AIG Europe
Ltd
|
€6,658.00
|
€6,504.14
|
€5,996.27
|
€5,995.28
|
€5,995.28
|
€6,903.45
|
€8,112.55
|
Personal
Accident/Travel
|
AIG Europe
Ltd
|
€7,725.00
|
€7,471.62
|
€7,741.89
|
€ 8,223.22
|
€9,262.26
|
€11,391.72
|
€12,193.48
|
Marine Hull
|
Allianz plc
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
Cyber Liability cover
|
AIG Europe
Ltd
|
€5,798.65
|
€3,492.15
|
€3,574.46
|
€4,415.51
|
€4,317.39
|
€4,971.42
|
€5,244.60
|
Computer (Portable)
|
RSA Insurance
Ireland
Limited
(“RSA”)
|
N/A
|
N/A
|
€ 315.00
|
€ 267.53
|
€ 1,459.50
|
€ 3,795.75
|
€3,857.27
|
Sub Total
|
|
€191,130.14
|
€180,276.03
|
€184,529.58
|
€182,705.08
|
€205,888.93
|
€ 203,706.66
|
€221,455.37
|
Science Foundation Ireland
|
Policy
|
Insurance Provider
|
Premium Allocation (Science Foundation Ireland)
|
|
|
2012/13
|
2013/14
|
2014/15
|
2015/16
|
2016/17
|
Employers Liability/Public/Products
Liability
|
Travelers Insurance Company Ltd
|
€4,383.44
|
€4,685.46
|
€4,737.33
|
€4,752.16
|
€4,725.67
|
Excess Liability
|
AIG Europe Ltd
|
€702.96
|
€694.91
|
€679.88
|
€731.33
|
€589.26
|
Material Damage "All Risks"/Computer
|
Tavelers Insurance Company Ltd
|
€1,735.10
|
€1,742.89
|
€1,709.81
|
€1,592.91
|
€1,568.81
|
Engineering
|
HSB Engineering Insurance Ltd
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
Motor Fleet
|
RSA Insurance Ireland Ltd
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
Directors & Officers
|
AIG Europe Ltd
|
€1,005.38
|
€1,085.81
|
€1,085.81
|
€1,076.11
|
€960.90
|
Employment Practices Liability
|
AIG Europe Ltd
|
€778.16
|
€739.23
|
€739.23
|
€728.34
|
€684.69
|
Professional Indemnity
|
AIG Europe Ltd
|
€10,804.50
|
€10,290.00
|
€10,290.00
|
€10,290.00
|
€10,754.06
|
Excess Professional Indemnity
|
Liberty Mutual Insurance Europe Ltd / Zurich Insurance plc / XL Insurance Company SE / IGI (UK) Ltd
|
€5,957.18
|
€5,239.50
|
€5,239.50
|
€5,239.50
|
€8,759.58
|
Crime
|
AIG Europe Ltd
|
€1,228.77
|
€1,228.57
|
€1,228.57
|
€1,220.06
|
€1,276.15
|
Personal Accident/Travel
|
AIG Europe Ltd
|
€1,586.49
|
€1,685.12
|
€1,898.05
|
€2,013.28
|
€1,919.85
|
Marine Hull
|
Allianz plc
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
Cyber Liability cover
|
AIG Europe Ltd
|
€732.49
|
€904.84
|
€884.73
|
€878.61
|
€826.00
|
Sub Total
|
|
€28,914.45
|
€28,296.33
|
€28,492.89
|
€28,522.29
|
€32,064.97
|
Tables continuing.
Enterprise Ireland
|
Insurance
Type/Policy
|
Agency: Premium Allocation (Enterprise Ireland)
Please note the County & City Enterprise Boards were amalgamated into Enterprise Ireland's Insurance Programme with effect from 15/04/2014
|
|
2012/13
|
2013/14
|
2014/15
|
2015/16
|
2016/17
|
Employers Liability/ Public/Products Liability
|
€50,163.44
|
€53,619.76
|
€54,213.33
|
€55,865.81
|
€53,186.14
|
County & City Enterprise Boards
|
€56,000.00
|
€50,000.00
|
€16,438.52
|
|
|
Total
|
€106,163.44
|
€103,619.76
|
€70,651.85
|
€55,865.81
|
€53,186.14
|
Excess Liability
|
€9,512.88
|
€9,404.03
|
€10,030.91
|
€8,928.41
|
€7,813.38
|
Terrorism
|
In below policy
|
In below policy
|
In below policy
|
In below policy
|
In below policy
|
Material Damage "All Risks"/Computer
|
€50,031.16
|
€29,190.84
|
€33,703.24
|
€33,857.92
|
€33,691.00
|
County & City Enterprise Boards
|
included above
|
included above
|
included above
|
|
|
Total
|
€50,031.16
|
€29,190.84
|
€33,703.24
|
€33,857.92
|
€33,691.00
|
Engineering
|
€2,533.71
|
€2,053.29
|
€2,053.29
|
€841.06
|
€655.76
|
Motor Fleet
|
€5,821.16
|
€5,820.60
|
€3,390.68
|
€3,058.18
|
€2,958.63
|
County & City Enterprise Boards
|
N/A
|
N/A
|
N/A
|
|
|
Total
|
€5,821.16
|
€5,820.60
|
€3,390.68
|
€3,058.18
|
€2,958.63
|
Directors & Officers
|
€13,605.38
|
€14,693.81
|
€14,693.81
|
€13,137.76
|
€12,741.01
|
County & City Enterprise Boards
|
included above
|
€12,600.00
|
€5,212.60
|
|
|
Total
|
€13,605.38
|
€27,293.81
|
€19,906.41
|
€13,137.76
|
€12,741.01
|
Employment Practices Liability
|
€10,530.56
|
€10,003.76
|
€10,003.76
|
€8,891.97
|
€9,078.63
|
Professional Indemnity
|
€33,185.25
|
€31,605.00
|
€31,605.00
|
€31,605.00
|
€33,051.18
|
County & City Enterprise Boards
|
included above
|
included above
|
included above
|
|
|
Total
|
€33,185.25
|
€31,605.00
|
€31,605.00
|
€31,605.00
|
€33,051.18
|
Excess Professional Indemnity
|
€18,297.04
|
€16,092.75
|
€16,092.75
|
€16,092.75
|
€26,921.43
|
Crime
|
€16,628.49
|
€16,625.77
|
€16,625.77
|
€14,895.14
|
€16,934.07
|
County & City Enterprise Boards
|
|
|
|
|
|
Total
|
€16,628.49
|
€16,625.77
|
€16,625.77
|
€14,895.14
|
€16,934.07
|
Personal Accident/Travel
|
€21,469.36
|
€22,804.14
|
€25,685.56
|
€24,579.21
|
€25,458.93
|
County & City Enterprise Boards
|
|
|
|
|
|
Total
|
€21,469.36
|
€22,804.14
|
€25,685.56
|
€24,579.21
|
€25,458.93
|
Marine Hull
|
€1,308.00
|
€1,308.00
|
€1,308.00
|
n/a
|
N/a
|
Marine – Exhibition Equipment
|
€837.00
|
€750.00
|
€750.00
|
€750.00
|
€750.00
|
Cyber Liability cover
|
€9,912.49
|
€12,244.84
|
€11,972.73
|
€10,726.52
|
€10,951.14
|
Contingency
|
N/A
|
N/A
|
€1,540.98
|
2,677.50
|
€2,677.51
|
Other (relates to County & City Enterprise Boards)
|
N/A
|
N/A
|
N/A
|
|
|
TOTAL
|
€299,835.92
|
€288,816.59
|
€255,320.93
|
€225,907.23
|
€236,868.81
|
|
|
|
|
|
|
EI UK Cover EX Terrorism
|
£1,611.18
|
In ROI premium
|
£1,696.00
|
In ROI premium
|
£1,599.74
|
EI UK Terrorism Cover
|
In above
|
In ROI Premium
|
In above
|
In above
|
In above
|
National Standards Authority (NSAI)
|
Insurance
Type/Policy
|
Agency: NSAI
|
|
2012/13
|
2013/14
|
2014/15
|
2015/16
|
2016/17
|
Employers Liability/ Public/Products Liability
|
€12,406.38
|
€13,261.20
|
€13,408.00
|
€14,483.34
|
€14,009.10
|
Excess Liability
|
€1,989.57
|
€1,966.81
|
€922.43
|
€2,228.89
|
€1,747.13
|
Material Damage "All Risks"/Computer
|
€13,563.94
|
€13,577.25
|
€14,234.60
|
€14,115.50
|
€12,703.21
|
Engineering
|
€316.71
|
€256.66
|
€256.66
|
N/A
|
N/A
|
Motor Fleet
|
€9,323.76
|
€9,322.90
|
€8,555.13
|
€8,555.12
|
€9,202.19
|
Directors & Officers
|
€2,845.50
|
€3,073.14
|
€3,073.14
|
€3,279.71
|
€2,848.99
|
Employment Practices Liability
|
€2,202.42
|
€2,092.24
|
€2,092.24
|
€2,219.79
|
€2,030.04
|
Professional Indemnity
|
€39,359.25
|
€37,485.00
|
€37,485.00
|
€37,485.00
|
€39,217.22
|
Excess Professional Indemnity
|
€21,701.14
|
€19,086.75
|
€19,086.75
|
€35,986.75
|
€35,946.38
|
Excess Professional Indemnity
|
N/A
|
N/A
|
N/A
|
N/A
|
€65,625.00
|
Crime
|
€3,477.77
|
€3,477.20
|
€3,477.20
|
€3,718.42
|
€3,782.64
|
Personal Accident/Travel
|
€4,490.22
|
€ 4,769.38
|
€ 5,372.01
|
€6,135.95
|
€5,692.00
|
Cyber Liability cover
|
€2,073.15
|
€2,560.95
|
€2,504.04
|
€2,677.77
|
€2,449.10
|
Aviation/Grounding Liability
|
£9,450.00
|
£9,450.00
|
£9,450.00
|
£9,450.00
|
£11,233.12
|
Personal Injuries Assessment Board
|
Insurance Type/ Policy
|
Insurance Provider
|
Agency: PIAB
|
|
|
2012 Cost
|
2013 Cost
|
2014 Cost
|
2015 Cost
|
2016 Cost
|
Combined Commercial Policy
|
Hiscox Insurance Company Limited
(All Years)
|
€42,569
|
€43,325
|
€43,127
|
€40,950
|
€40,950
|
Motor Contingency
|
Hiscox Insurance Company Limited
|
€1,585
|
-
|
-
|
-
|
-
|
Travel
|
Ace European Group Limited (2010 to 2015)
Chubb Insurance Company (2016 onwards)
|
€304
|
€310
|
€312
|
€341
|
€343
|
Buildings
|
Figure supplied is the Board’s portion of the landlord OPW Buildings Insurance
|
€1,486
|
€2,228
|
€2,831
|
€2,101
|
€2,785
|
Tables continuing.
Premium Allocation: Health and Safety Authority
|
Policy
|
Insurance Provider
|
|
|
|
|
|
|
2012
|
2013
|
2014
|
2015
|
2016
|
2017
|
Computer*
|
3,230.85
|
3,230.85
|
3,442.11
|
3,442.11
|
3,442.11
|
-
|
Travel
|
616.88
|
622.51
|
622.49
|
1,260.00
|
1,260.00
|
1,230.00
|
Personal Accident*
|
235.48
|
235.50
|
235.50
|
259.07
|
284.94
|
313.47
|
PA Employees Scheme
|
-
|
-
|
-
|
-
|
3,260.00
|
3,585.59
|
Employers Liability UW
|
2,858.63
|
2,858.63
|
2,858.63
|
3,423.00
|
3,717.64
|
-
|
Motor Contingency UW
|
126.00
|
126.00
|
126.00
|
126.00
|
210.00
|
210.00
|
Professional Indemnity UW
|
25,912.43
|
25,912.43
|
25,912.43
|
37,277.76
|
24,566.04
|
25,794.34
|
Public Liability UW
|
1,249.71
|
1,249.71
|
1,249.71
|
1,908.00
|
2,189.64
|
-
|
Combined Property UW
|
13,257.30
|
13,346.33
|
13,346.33
|
13,422.70
|
12,454.00
|
-
|
Commercial Combined
|
|
|
|
|
|
23,807.65
|
|
47,487.27
|
47,581.95
|
47,793.19
|
61,118.63
|
51,384.36
|
54,941.05
|
Competition and Consumer Protection Commission
|
Insurance Type/Policy
|
Insurance Provider
|
Agency: Competition and Consumer Protection Commission which was established on 31 October 2014 following the amalgamation of the National Consumer Agency and the Competition Authority. Figures from 2012/13 - 31 October 2014 are combined figures for the Competition Authority and the National Consumer Agency.
|
|
|
2012/13
|
2013/14
|
2014/15
|
2015/16
|
2016/17
|
Employers Liability/ Public/Products Liability
|
Travelers Insurance Company Ltd
|
5001.47
|
5346.07
|
7489.5
|
9910.28
|
9391.36
|
|
|
|
|
|
|
|
Excess Employers Liability
|
Travelers Insurance Company Ltd
|
802.07
|
792.89
|
1306
|
1525.13
|
1171.37
|
Material Damage "All Risks"
|
Travelers Insurance Company Ltd
|
1523.87
|
1525.81
|
1495.40
|
1512.68
|
1826.73
|
Engineering/Computer
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
Motor Fleet
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
Directors & Officers
|
AIG
|
1147.13
|
1238.9
|
1506.90
|
2244.15
|
1910.11
|
Employment Practices Liability
|
AIG
|
887.87
|
843.46
|
1026.46
|
1518.90
|
1361.05
|
Professional Indemnity
|
AIG
|
8489.25
|
8085
|
9835
|
11085.00
|
11586.91
|
Excess Professional Indemnity
|
Various layers organised by the following carriers: Zurich, XL, AIG, QBE
|
4680.64
|
4116.75
|
5008.75
|
9412.7
|
9437.98
|
Crime
|
AIG
|
1402.02
|
1401.79
|
1705.79
|
2544.34
|
2535.57
|
Personal Accident/Travel
|
AIG
|
1810.17
|
1922.71
|
2900.66
|
4198.55
|
3816.11
|
Marine Hull
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
Cyber Liability cover
|
AIG
|
835.76
|
1032.41
|
1228.47
|
1832.27
|
1642.06
|
Sub Total
|
|
26580.25
|
26305.79
|
33502.93
|
45784
|
44679.25
|
Aviation/Grounding Liability
|
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
EI UK Cover EX Terrorism
|
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
EI UK Terrorism Cover
|
|
N/A
|
N/A
|
N/A
|
N/A
|
N/A
|
The Irish Auditing and Accounting Supervisory Authority (IAASA)
|
Insurance
Type/Policy
|
Insurance Provider
|
Agency: IAASA
|
|
|
2012 Cost
Insurance Provider - Wills
|
2013 Cost
Insurance Provider - Crotty Group
|
2014 Cost
Insurance Provider - Crotty Group
|
2015 Cost
Insurance Provider - OBF Insurance
|
2016 Cost
Insurance Provider - OBF Insurance
|
Professional Indemnity Insurance
|
|
11,550
|
13,388
|
15,738
|
15,703
|
19,839
|
Directors & Officers Insurance
|
|
5,250
|
4,725
|
4725
|
3,465
|
3,450
|
Personal Accident & Travel Policy
|
|
840
|
815
|
893
|
1,805
|
1805
|
Commercial Combined
|
|
1365
|
1,575
|
1,596
|
1,519
|
1,692
|
Brokerage fees
|
|
6,900
|
3,000
|
N/a
|
N/a
|
N/a
|
There were no outstanding insurance claims in the period 2012-2016.
*In 2012 and 2013 the insurance companies issued a specific invoice in respect of brokerage fees, since 2014 the fee has been included in the Insurance costs.