Dáil Éireann Debate, Thursday - 8 March 2018
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Mortgage Arrears Rate
38. Deputy Michael McGrath asked the Minister for Finance the non-performing loan ratio on residential mortgages according to the latest statistics; the non-performing loan ratio on residential mortgages in each eurozone country; and if he will make a statement on the matter. [10889/18]
Amharc ar fhreagraI have been advised by the Central Bank of Ireland that the European Banking Authority (EBA) publishes data on a variety of measures including non-performing loans for 132 banks across 25 countries of the European Union (EU) and the European Economic Area (EEA). Table 1 "2017 EU-wide transparency exercise result" (attached) provides the non-performing loan ratio for households (which includes mortgage lending) across countries at Q2 2017 which are the latest statistics available.
|
Table 1 – Household NPL Ratio |
|
|
Country |
NPL Ratio |
|
Total |
4.2% |
|
Austria |
4.5% |
|
Belgium |
4.0% |
|
Bulgaria |
12.5% |
|
Cyprus |
54.6% |
|
Denmark |
2.2% |
|
Estonia |
1.0% |
|
Finland |
1.4% |
|
France |
3.9% |
|
Germany |
1.9% |
|
Greece |
47.3% |
|
Hungary |
15.6% |
|
Ireland |
14.2% |
|
Italy |
9.9% |
|
Latvia |
7.4% |
|
Luxembourg |
2.7% |
|
Malta |
3.9% |
|
Netherlands |
1.2% |
|
Norway |
0.4% |
|
Poland |
5.0% |
|
Portugal |
8.9% |
|
Romania |
4.9% |
|
Slovenia |
4.7% |
|
Spain |
4.5% |
|
Sweden |
0.7% |
|
United Kingdom |
2.2% |
|
Rest of Sample |
1.4% |
Source: https://www.eba.europa.eu/risk-analysis-and-data/eu-wide-transparency-exercise/2017/results
