In its "Money and Banking" statistical series, the Central Bank (in Table A.19 - see link) publishes data on the types of car finance provided to households including PCP finance. The table underneath presents the number of PCP contracts outstanding at the end of 2016, 2017, and the end of June-2018, together with the outstanding amounts on these contracts.
At end
|
Number of PCP contracts
|
Outstanding PCP amounts - € million
|
2016
|
47,215
|
833
|
2017
|
63,066
|
1,097
|
2018 H1
|
69,668
|
1,243
|
The Central Bank has advised that it does not collect data on PCP contracts in arrears or failure due to non-payment, though it can be noted that certain information on this aspect was set out in Table 2.1 of the Competition and Consumer Protection Commission 2018 Report on the Irish PCP market (see link - www.ccpc.ie/business/wp-content/uploads/sites/3/2018/03/Personal-Contract-Plans-the-Irish-Market.pdf).
The Central Bank has also advised that the data outlined above relates to credit advanced by Irish banks only and that it hopes to publish an updated dataset relating to the full PCP reporting population in the near future.
Credit