Holly Cairns
Ceist:104. Deputy Holly Cairns asked the Minister for Social Protection the steps that she is taking to increase the pension entitlements of full-time family carers. [59052/22]
Amharc ar fhreagraTuesday, 29 November 2022
Ceisteanna (104)
Freagraí scríofa
This Government acknowledges the important role that carers play and is fully committed to supporting them in that role. Accordingly, the current State Pension (Contributory) system provides for a range of measures including PRSI credits, Homemaking Disregards and HomeCaring Periods to recognise caring periods of up to 20 years outside of paid employment in the calculation of a payment rate.
It should be noted that, if a person does not qualify for a State Pension (Contributory), he or she may qualify for the means-tested State Pension (Non-Contributory), the maximum rate of which is over 95% of the rate of the State Pension (Contributory). Alternatively, an Increase for a Qualified Adult (IQA) is paid, generally, where a pensioner has an adult dependent who does not have enough contributions to claim a maximum rate State Pension (Contributory) in his or her own right. The payment rate for the IQA is up to 90% of a full contributory pension. The most advantageous payment for a pensioner will depend upon their individual circumstances.
Despite the existing measures within the State Pension system that recognise periods spent caring, long-term carers of incapacitated dependents may still face barriers in accessing the State Pension.
I announced a series of landmark reforms to the State Pension system in September. The measuresare in response to the recommendations from the Pensions Commission and represent the biggest ever structural reform of the Irish State Pension system.
One of the reforms agreed by Government is enhanced State Pension provision for long-term carers of incapacitated dependents (who have been caring in excess of 20 years), as recommended by the Pensions Commission, and to be introduced from January 2024. This will be implemented through:
- A scheme to ensure that long-term carers can be attributed with contributions for gaps in their contribution record arising from their time spent caring; and
- The establishment of a ‘Family Carer Register'.
My officials are currently working to implement the reforms, including the drafting of legislation and development of administrative and IT systems as necessary. As part of the work to implement the new scheme, relevant Government Departments, and other stakeholders, will examine options for the creation of a statutory ‘Family Carer Register’ to help identify long-term carers.
I hope this clarifies the matter for the Deputy.