Dáil Éireann Debate, Tuesday - 14 February 2023
265. Deputy Sean Sherlock asked the Minister for Housing, Local Government and Heritage if he will provide an update under Housing for All to a fresh start principle for applications to State affordable housing and loan schemes. [7127/23]
Amharc ar fhreagraThe Government's ‘Housing for All’ plan includes the ‘Fresh Start’ principle whereby those who have previously purchased a home, but who are divorced or separated or have undergone insolvency or bankruptcy proceedings, and no longer have any financial interest in their former home, can be eligible for these schemes just as if they were first-time buyers.
This principle now applies to the Local Authority Home Loan, the Local Authority Affordable Purchase Scheme, the Croí Cónaithe (Towns) Scheme and the First Home Scheme.
An additional ‘Fresh Start’ criterion applies to homes sold under the Local Authority Affordable Purchase Scheme, within which eligible applicants may also include those who previously purchased a home which is no longer of an appropriate size to meet their current household accommodation needs.
The 'Fresh Start' principle forms a key element in 'Housing For All', and has been applied across the affordable and mortgage schemes run by my Department.
