It is proposed to take Questions Nos. 337 and 338 together.
The supplementary welfare allowance — SWA — scheme is administered by the eight regional health boards on behalf of my Department and my Department has no function in deciding entitlement in individual cases.
Under the SWA scheme a health board may make a single payment to help meet essential, once-off, exceptional expenditure, which could not reasonably be expected to be met of weekly income. These payments are known as exceptional needs payments — ENPs.
Eligible people would normally be in receipt of a social welfare or health board payment. ENPs are payable at the discretion of the health board taking into account the requirements of the legislation and all the relevant circumstances of the case. At present, all cash income, including the net cash value of any non-cash earnings derived from personal exertions is assessible as means for SWA purposes.
At present my Department funds some 40 money advice and budgeting services — MABS — projects around the country. In providing the service, an important element of the approach is the targeting of families who have been identified as having particular problems with debt and moneylending. Local projects are established on a partnetship basis, with the involvement of all relevant statutory, voluntary and community interests. The credit union movement plays a key part in the successful operation of the service and in opening up alternative sources of credit for people with particular debt problems. The MABS service is an independent and confidential service.
There are merits to the local employment trading system, and I will have the implications of supporting such a system examined in greater detail of my Department.