Government Departments do not have conventional insurance cover. Instead, Departments, including the Department of Agriculture, Food and the Marine (DAFM) operate under State indemnity, a self-insurance model whereby the State bears the financial risk associated with the costs of claims.
The State Claims Agency (SCA), manages personal injury, property damage and negligence claims brought against DAFM and deals with any claims against the Department.
There are only two exceptional instances where DAFM has taken out insurance:
1. On the advice of the Chief State Solicitors Office, DAFM took out insurance on a property it owned which was leased to a third party. The insurance cost is recouped from the third party pro-rata to the occupancy of the property.
2. In respect of external contracted staff engaged for working on the National Forestry Inventory. While this insurance was paid for a number of years by DAFM, it is now sourced and paid for by the contractors directly.
Details of this insurance is set out in the table.
DAFM State Bodies have been requested to provide this information directly to the Deputy.
Department of Agriculture Food and the Marine
2010
Name of Company
|
Type of insurance e.g.
Public liability
Building cover
Employer Liability
|
Cost per annum for each year
€
|
No of insurance claims outstanding
|
Estimated cost of those claims
|
Hibernian Aviva Health
|
Public Liability
Building Cover
Employer Liability
|
792
|
Nil
|
N/A
|
2011
Name of Company
|
Type of insurance e.g.
Public liability
Building cover
Employer Liability
|
Cost per annum for each year
€
|
No of insurance claims outstanding
|
Estimated cost of those claims
|
Hibernian Aviva Health
|
Public Liability
Building Cover
Employer Liability
|
835
|
Nil
|
N/A
|
FBD Holdings PLC
|
Public Liability
(Multiperil)
|
1,275
|
Nil
|
N/A
|
2012
Name of Company
|
Type of insurance e.g.
Public liability
Building cover
Employer Liability
|
Cost per annum for each year
€
|
No of insurance claims outstanding
|
Estimated cost of those claims
|
FBD Holdings PLC
|
Public Liability
(Multiperil)
|
1,408
|
Nil
|
N/A
|
Hibernian Aviva Health
|
Public Liability
Building Cover
Employer Liability
|
803
|
Nil
|
N/A
|
2013
Name of Company
|
Type of insurance e.g.
Public liability
Building cover
Employer Liability
|
Cost per annum for each year
€
|
No of insurance claims outstanding
|
Estimated cost of those claims
|
FBD Holdings PLC
|
Public Liability
(Multiperil)
|
739
|
Nil
|
N/A
|
Hibernian Aviva Health
|
Public Liability
Building Cover
Employer Liability
|
827
|
Nil
|
N/A
|
2014
Name of Company
|
Type of insurance e.g.
Public liability
Building cover
Employer Liability
|
Cost per annum for each year
€
|
No of insurance claims outstanding
|
Estimated cost of those claims
|
Hibernian Aviva Health
|
Public Liability
Building Cover
Employer Liability
|
807
|
Nil
|
N/A
|
2015
Name of Company
|
Type of insurance e.g.
Public liability
Building cover
Employer Liability
|
Cost per annum for each year
€
|
No of insurance claims outstanding
|
Estimated cost of those claims
|
Hibernian Aviva Health
|
Public Liability
Building Cover
Employer Liability
|
832
|
Nil
|
N/A
|
2016
Name of Company
|
Type of insurance e.g.
Public liability
Building cover
Employer Liability
|
Cost per annum for each year
€
|
No of insurance claims outstanding
|
Estimated cost of those claims
|
Hibernian Aviva Health
|
Public Liability
Building Cover
Employer Liability
|
870
|
Nil
|
N/A
|
2017 to date
Name of Company
|
Type of insurance e.g.
Public liability
Building cover
Employer Liability
|
Cost per annum for each year
€
|
No of insurance claims outstanding
|
Estimated cost of those claims
|
Hibernian Aviva Health
|
Public Liability
Building Cover
Employer Liability
|
947
|
Nil
|
N/A
|